Agriculture and livestock production has a long tradition in the Czech Republic, and in recent years it has become more and more important thanks to the environmental issues with which it is closely associated. Farmers today farm on more than 50% of the total area of the Czech Republic. This fact leaves farmers particularly exposed to the vagaries of the weather and, in case of catastrophic damage, the consequences can mean liquidation.
The main option for farmers to cover these unexpected events is insurance. In particular, insurance against natural disasters and disease, both in animals and crops. Similarly, as in other entrepreneurial sectors, property and liability insurance are also important. Due to the specifics of agriculture, even with this relatively standard insurance it is still necessary to take into account certain differences in relation to other business segments, and to cover the risks with suitably chosen insurance, tailored to the needs of the given entrepreneur.
We understand your risks.
We are SATUM.
01. Risk analysis
We carry out thorough risk inspections and analyse the current loss experience in order to properly set up insurance protection. We provide clients with valuable recommendations that primarily serve to minimize risks arising from their operations.
02. Insurance program
When creating an insurance programme, we take into account the needs and requirements of the client that were identified in the risk analysis. The goal is high-quality insurance cover, correctly set insurance payment limits and insured amounts, and the negotiation of above-standard agreements with insurance companies.
03. Insurance Management
During the insured period, we take pains to ensure you get the most effective insurance protection over the long term. This also includes operational adaptation to clients’ requirements, or to changes in their operations or protected property.
04. Damage solutions
We will expertly settle those insured events that do occur, with emphasis on prompt settlement and payment by the insurance company of damage incurred. We provide clients with regular reporting and analyses, which further contribute to the optimization of insurance programmes.
05. Advice and services
Advice and services
We prepare tailor-made risk and insurance training for our clients’ employees. We are a regular participant at professional conferences, where we share our long-term experience in the field with the other participants.