To provide insurance for municipalities involves understanding perfectly the way in which the representatives of regions, cities, towns and villages are responsible for administering the entrusted property. Moreover, it is also necessary to respect the statutory restrictions that regulate the municipal decision-making processes, such as Act No. 134/2016 Coll. on Public Procurement.
From a risk management point of view, cities, towns, villages and other clients in this group face a wide range of specific risks, reflecting the wide diversity of activities that such municipalities are engaged in. They often own and manage many properties, use a vehicle fleet, their employees are entrusted with huge responsibilities, and they also set up a many contribution-based and commercial organizations with specific activities, all of which makes it an extremely difficult task to create a suitable insurance policy.
Thanks to our many years of experience with clients from regions, cities, towns and villages, and their contribution-based organizations and commercial companies, we are able to offer these entities a comprehensive insurance protection policy.
We understand your risks.
We are SATUM.
01. Risk analysis
We carry out thorough risk inspections and analyse the current loss experience in order to properly set up insurance protection. We provide clients with valuable recommendations that primarily serve to minimize risks arising from their operations.
02. Insurance program
When creating an insurance programme, we take into account the needs and requirements of the client that were identified in the risk analysis. The goal is high-quality insurance cover, correctly set insurance payment limits and insured amounts, and the negotiation of above-standard agreements with insurance companies.
03. Insurance Management
During the insured period, we take pains to ensure you get the most effective insurance protection over the long term. This also includes operational adaptation to clients’ requirements, or to changes in their operations or protected property.
04. Damage solutions
We will expertly settle those insured events that do occur, with emphasis on prompt settlement and payment by the insurance company of damage incurred. We provide clients with regular reporting and analyses, which further contribute to the optimization of insurance programmes.
05. Advice and services
Advice and services
We prepare tailor-made risk and insurance training for our clients’ employees. We are a regular participant at professional conferences, where we share our long-term experience in the field with the other participants.